October 23, 2025
AgencyDoes Construction Insurance Cover Subcontractors’ Mistakes?
Subcontractors play a key role in keeping construction projects moving. But what happens if a subcontractor makes a mistake that leads to property damage, injury or costly delays? Understanding how construction insurance can respond in these situations can help you make confident, informed decisions about your coverage. Understanding Coverage for Subcontractors Construction insurance policies, namely […]
September 22, 2025
AgencyWhat Does Business Interruption Insurance Cover?
Unexpected disruptions, such as fires, severe storms or other disasters, can bring business operations to a sudden halt. For Texas business owners, these interruptions can also impact your employees’ livelihoods and your company’s long-term stability. What is Business Interruption Insurance? Business interruption insurance is designed to help businesses remain financially viable if a covered event […]
August 22, 2025
AgencyHow Important Is a Witness When Filing an Auto Claim?
After a car accident, one of the first questions your insurance adjuster may ask is, “Were there any witnesses?” In , where traffic can be heavy and accidents happen quickly, having a credible third-party account can make a big difference in how a claim is evaluated. While a witness isn’t required to file an auto […]
June 25, 2025
AgencyDo You Need Commercial Auto Insurance for a Rideshare or Delivery Vehicle?
In recent years, rideshare apps and delivery services have become ample opportunities for vehicle owners to explore new careers or subsidize primary income. But whether you’ve started driving full-time or just pick up a few shifts when you have time, working for these services may require navigating a complicated insurance landscape. Specifically, you want to […]
May 27, 2025
AgencySpecialty Contractors Insurance in Grand Prairie, TX
Specialty contractors—such as electricians, plumbers, roofers and heating, ventilation and air-conditioning (HVAC) technicians—play a vital role in the construction and maintenance industries. Their specialized tasks often come with hazards that fall outside the scope of standard business insurance coverage. That’s where specialty contractors insurance comes in as a tailored solution designed to financially protect these […]
April 23, 2025
AgencyHow to Lower Your Auto Insurance Premium in 2025
Auto insurance is an essential and typically legally required investment that can make all the difference in maintaining financial security. However, while your premiums represent essential expenses, they can also be a drain on your budget. Understanding how you might be able to stretch your dollars further and maximize the cost-effectiveness of these payments can […]
February 24, 2025
AgencyWhat Coverage is Needed for Specialty Contractors?
Specialty contractors, such as electricians, plumbers and HVAC technicians, play a crucial role in the construction industry by providing specific, skilled services. Given the unique risks associated with their work, having the right insurance coverage is essential to financially protect their business and help ensure smooth operations. Insurance for Specialty Contractors The following are the […]
January 30, 2025
Blackburn Insurance Agency, Inc.What Is Construction Machinery Insurance?
Construction machinery insurance is essential for protecting your valuable equipment and ensuring the smooth operation of your projects. This type of insurance covers a range of risks associated with using construction machinery, providing peace of mind and financial security. What Types of Insurance Do I Need to Protect My Construction Equipment and Machinery? Construction machinery […]
December 20, 2024
Blackburn Insurance Agency, Inc.Farm Insurance Coverage in the Winter Months
As winter approaches, farmers face unique challenges that require careful preparation and consideration. Changing weather, including droughts and wildfires, can bring a host of risks to your farm, from equipment malfunctions to livestock health issues. Understanding how your farm insurance coverage can protect you during these months is crucial to maintaining the safety and productivity […]
October 28, 2024
Blackburn Insurance Agency, Inc.The Importance of Harness Safety for Specialty Contractors
Specialty contractors are often expected to provide meticulous services on tight deadlines. However, many businesses and professionals may also be prone to significant work-related risks. Even slight or isolated mishaps can quickly derail a project and incur expensive financial consequences. Fortunately, appropriate use of harness safety can help limit the risk and severity of many […]