What Does Business Interruption Insurance Cover? 

Unexpected disruptions, such as fires, severe storms or other disasters, can bring business operations to a sudden halt. For Texas business owners, these interruptions can also impact your employees’ livelihoods and your company’s long-term stability.

What is Business Interruption Insurance?

Business interruption insurance is designed to help businesses remain financially viable if a covered event forces them to close or reduce operations temporarily.

Business interruption insurance can:

• Replace lost income during the closure period
• Cover payroll so you can continue paying your employees
• Help with ongoing expenses like rent, loan payments and utilities
• Fund temporary relocation costs if you need to operate from a different location

By maintaining cash flow and supporting your team, this coverage helps ensure your business can recover quickly and your employees remain secure during uncertain times.

Why Is It Important for Texas Businesses?

Texas businesses face unique risks, from hurricanes along the Gulf Coast to tornadoes and wildfires in other regions. Business interruption insurance as part of your business insurance plan can make the difference between a temporary setback and a permanent closure.

How Our Team Can Help

At Blackburn Insurance Agency, Inc., we work closely with Texas business owners to assess their risks and tailor business interruption insurance to their needs.

Contact us today to discuss how business interruption insurance can support your long-term success.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.